New IRA qualified charitable distribution limits

The maximum amount that IRA owners age 70 ½ or older can give as an IRA qualified charitable distribution (QCD) in any one tax year is adjusted annually for inflation.

In 2025, IRA owners can give up $108,000 as a QCD. IRA owners also can make a one-time QCD to fund a gift that provides income in return (a charitable gift annuity or a charitable remainder trust). The maximum amount IRA owners can give as a QCD to fund a charitable gift annuity or charitable remainder trust in 2025 is $54,000.
 

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Charitable gift annuities

Charitable gift annuities are a simple and popular way to support the University of Minnesota. By creating a gift annuity, you can support the University, receive fixed lifetime income, and save taxes.

Make a plan for 2025

Whether your goal is to take care of your loved ones, preserve your assets, or give to your favorite charitable organizations, a well-crafted estate plan can ensure your wishes are honored.

MAKE THE MOST OF YOUR YEAR-END GIVING

Your generosity will provide essential support to students, faculty, research, and programs at the University of Minnesota or M Health Fairview.