Your generosity can provide essential support to students, faculty, research, and programs at the University of Minnesota or M Health Fairview.

 If you are considering making a gift by the end of the year, you may wish to do so in a way that also provides you with tax savings. Here’s how:

• Give appreciated assets
  Giving securities, such as stocks, bonds, or mutual funds that have increased in value, is a smart way to support the causes you’re passionate about. For securities held longer than one year, you may deduct the full fair-market value, subject to applicable limitations. If you do not itemize deductions, you may still benefit by avoiding capital gains tax that would be due upon the sale of the asset.
• Give from an IRA
  IRA owners who are age 70 1⁄2 or older can give up to $108,000 directly to charitable organizations from their IRA, tax-free. The amount of the charitable distribution can be excluded from your federal income, lowering your overall tax liability. This option provides tax savings even if you do not itemize deductions. IRA owners can now give up to $54,000 directly from their IRA to fund a gift that pays lifetime income. Special rules apply.

• Make a gift that pays fixed income for life
  You can give cash or appreciated securities to the University to fund a charitable gift annuity. In return, the University of Minnesota Foundation pays you (or up to two people you choose) a fixed annual amount for life.

  You receive an income tax deduction for a portion of the gift, and a portion of each annuity payment is tax-free. You also can save on capital gains tax if the gift annuity is funded with appreciated securities. Contact us to request a personalized gift annuity illustration.

• Give from a donor-advised fund
  Giving to the University from your donor-advised fund (DAF) is simple. If you recommend a grant to the University of Minnesota Foundation, your DAF administrator will distribute the grant directly. If you would like to designate your gift for a specific campus, college, or program, please provide that information to your DAF administrator at the time you request the grant.

  Most DAFs also allow donors to recommend the charities that will receive the remaining fund assets after they pass away. If you would like the University of Minnesota Foundation to receive all or a portion of the remainder of your fund, please contact your DAF administrator.
   

For more information, contact the University of Minnesota Foundation’s Office of Gift Planning at [email protected] or call 612-624-3333.

November 2025